About Pradhan Mantri Awas Yojana

Shri. Narendra Modi Ji, the Prime Minister of India, launched the Pradhan Mantri Awas Yojana (PMAY), on 1 June 2015. PMAY Scheme, an initiative of the Indian government, aims at providing affordable housing solutions to the urban poor.

The objective is to render housing for all by 2022, as the nation celebrates 75 years of its independence by that time. It also aims to make housing available to specific demographics, such as economically challenged groups, women, and minority people, including Scheduled Castes and Scheduled Tribes.

Under this initiative, affordable houses will be constructed in selected cities and towns, using environment-friendly construction methods for the benefit of India's urban poor. Beneficiaries under PM Awas Yojana are also eligible for interest subsidy under the Credit Linked Subsidy Scheme if they make use of a loan to buy or build a house.

Affordable Rental Housing Complexes Ministry of Housing & Urban Affairs has initiated Affordable Rental Housing Complexes (ARHCs), a sub-scheme under Pradhan Mantri Awas Yojana - Urban (PMAY-U).

This will provide ease of living to urban migrants/ poor in Industrial Sector as well as in non-formal urban economy to get access to dignified affordable rental housing close to their workplace.


Who Will be the Beneficiaries Under This Scheme?

  • A beneficiary family will comprise the wife, husband, single daughters, and/or sons who are unmarried.

  • A beneficiary family should not be an owner of a pucca house either in their own name or on behalf of their family member in any part of the country (India).

What are the Features of PMAY?

  • 6.50% p.a. is the subsidy interest rate given under the PMAY Scheme on housing loans to every beneficiary for a period of 20 years.

  • The division of ground floors will be given preference to senior citizens as well as differently-abled citizens.

  • Construction would be made using safe and environment-friendly technology.

  • The scheme encompasses the country's entire urban area, including 4041 legislative towns with first priority given to 500 Class I cities. That is going to be done in 3 stages.

  • The PM Awas Yojana credit-linked subsidy feature gets introduced in India from the very initial stages in all legislative towns.

सर्व सुविधाओं के साथ

  • सुरक्षित कवर्ड कैंपस
  • बिजली एवं पानी की सुविधा
  • बच्चो के खेलने की सुविधा
  • सी सी टी वी कैमरा से निगरानी
  • आटोमेटिक लिफ्ट
  • व्यावसायिक केंद्र की सुविधा भी उपलब्ध
  • भव्य प्रवेश द्वार
  • स्वच्छ वातावरण
  • बगीचा तथा क्लब हाउस
  • जॉगिंग ट्रैक तथा एक्यूप्रेशर पथ वे
  • सुलभ परिवहन
  • नजदीकी उच्च शिक्षण संसथान / स्कूल

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